TerraVue / Markets / Fort Worth, TX
Over the past 20 years, Fort Worth home prices have risen 5.07% a year; over the past three, 1.88%. TerraVue's forward estimate, which weights both, is 3.79%. That is essentially in line with the national average.
Appreciation is only one side of the buy-vs-rent question, but it's the side people guess at most badly. At the forward estimate of 3.79% a year, a home in Fort Worth would gain roughly 45% in value over a decade — before any of the costs that actually decide the question: closing costs, maintenance, property tax, the mortgage interest you'd pay, and what your down payment would have earned invested instead.
Worth being explicit about what that estimate is: it blends the 20-year record (5.07%) with the last three years (1.88%), so a market in a sharp recent run-up or correction lands between the two rather than at either extreme. It is an estimate, not a forecast anyone can guarantee — which is exactly why TerraVue simulates a range of outcomes instead of quoting one number.
Rent is the other side. At a median of $1,689, the yearly rent bill in Fort Worth is about $20,268. Whether buying beats that depends almost entirely on the price you'd pay and how long you'd stay — which is what the simulator is for.
This page describes the Fort Worth market as a whole. Whether buying beats renting depends on the price you'd pay, your down payment, and how long you'd stay — TerraVue simulates about 1,000 market scenarios on those inputs and returns the probability, not a single guessed number. It'll start with 76179's real appreciation and rent already loaded.
Analyze a property free →Averages hide a lot. Across Fort Worth's 29 ZIP codes, long-run appreciation ranges from 1.93% to 7.10% a year — a spread of 5.2 percentage points. Over a 10-year hold, that difference compounds into a substantially different outcome for two buyers in the same city.
| ZIP | Appreciation/yr | Recent 3yr | Rent | Bachelor's+ |
|---|---|---|---|---|
| 76119 | 7.10% | 8.56% | $1,318 | 8% |
| 76106 | 6.35% | 5.98% | $1,321 | 7% |
| 76109 | 6.26% | 7.17% | $1,755 | 72% |
| 76114 | 5.12% | 2.98% | $1,571 | 15% |
| 76107 | 4.59% | 3.57% | $1,667 | 55% |
| 76116 | 4.44% | 3.52% | $1,405 | 32% |
| 76134 | 4.38% | 2.72% | $1,822 | 20% |
| 76104 | 4.31% | 2.33% | $1,468 | 20% |
| 76110 | 4.17% | 2.27% | $1,718 | 28% |
| 76140 | 3.98% | 2.25% | $1,786 | 16% |
| 76112 | 3.96% | 2.42% | $1,199 | 21% |
| 76036 | 3.84% | 2.16% | $2,117 | 29% |
| 76103 | 3.84% | 1.48% | $1,414 | 20% |
| 76126 | 3.77% | 2.13% | $1,991 | 47% |
| 76111 | 3.68% | 1.23% | $1,472 | 14% |
| 76008 | 3.67% | 2.62% | $1,870 | 59% |
| 76108 | 3.62% | 1.39% | $1,781 | 26% |
| 76118 | 3.58% | 1.21% | $1,847 | 29% |
| 76135 | 3.51% | 1.47% | $1,623 | 23% |
| 76052 | 3.35% | 1.50% | $2,225 | 47% |
| 76131 | 3.17% | 0.63% | $1,893 | 38% |
| 76179 | 3.11% | 0.90% | $2,057 | 31% |
| 76132 | 3.11% | 1.67% | $1,206 | 49% |
| 76120 | 3.03% | 0.78% | $1,202 | 33% |
| 76115 | 2.95% | -2.20% | $1,341 | 17% |
| 76137 | 2.92% | -0.11% | $1,575 | 32% |
| 76133 | 2.85% | 0.21% | $1,689 | 29% |
| 76244 | 2.21% | -1.10% | $1,994 | 43% |
| 76123 | 1.93% | -1.72% | $1,938 | 33% |
Sorted by long-run blended appreciation. Green is at least 0.5pp above the national average, red at least 0.5pp below; smaller gaps are left neutral. ZIPs shown as links have their own detail page.
Appreciation comes from the FHFA House Price Index — a repeat-sales index that tracks the same homes over time, which is why it isn't distorted by a change in the mix of what sold in a given year. TerraVue reads it at the ZIP level, back to 1975 where coverage allows.
The forward estimate blends 60% of the longest available look-back (20 years where available) with 40% of the most recent 3 years. Long-run history is the more reliable signal, but a market that has genuinely changed pace should not be ignored — the 60/40 split is the compromise, and it's the same figure TerraVue's simulation uses.
The national comparison is the population-weighted average of these same blended ZIP-level figures, so it compares like with like.
It depends on the price of the specific home and how long you'd stay. What the data settles is the market backdrop: over the past 20 years Fort Worth, TX home prices have risen about 5.07% a year, and TerraVue's forward estimate is 3.79% — below the national average of 4.02% — against a median rent near $1,689. TerraVue runs about 1,000 scenarios on a specific price to return the probability that buying beats renting, plus the breakeven year.
Over the past 20 years, about 5.07% a year; over the past three, 1.88%. TerraVue's forward estimate blends the two at 3.79%. All of it comes from FHFA repeat-sales data across 29 ZIP codes, and individual ZIPs range from 1.93% to 7.10% on that same forward basis.
76119 at 7.10% a year, versus 76123 at 1.93% — a spread of about 5.2 percentage points a year within the same city.
Around $1,689 — the median across the city's ZIP codes, from the Zillow Observed Rent Index (all homes).